Young Member Blue PPO •   Benefit Chart •   Eligibility Requirements •   How To Apply For Coverage •   Premium Rates •   Preexisting Condition Waiting Period
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Member Value Blue PPO
Health Savings Accounts What Is A Health Savings Account How Will I Save Money With An HSA How Can I Fund My HSA What Can I Use My HSA Funds For How To Set Up Your HSA Account
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Eligibility Requirements

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How we keep costs down

In an effort to keep our premium rates affordable, our health care plans are medically underwritten by BCS Life Insurance Company and administered by Blue Cross Blue Shield of Michigan (BCBSM). You will be asked to complete a family health statement and additional information from your physician(s) may be required. Based on the medical information provided, your application will either be accepted or rejected. If accepted, you will most likely be given the "preferred" rate for coverage. However, if you smoke or have more serious or chronic health conditions, you may be given the "standard" rate for coverage which is slightly higher.

Eligibility requirements

To qualify for coverage, you must meet all of the following criteria:

• Be a Farm Bureau member.
• Be a Michigan resident and live in the state for a minimum of six months each year.
• Not eligible for BCBSM group coverage through an employer.
• You do not have Medicare, Medicaid, group or any other coverage.
• Have not had prior Farm Bureau sponsored BCBSM health coverage that canceled within the past year.
• Be between the ages of 19 and 30.

Eligible dependents

Applicants to the Young Member Blue PPO plan are not eligible for spouse or dependent coverage.