function compute(checkDeductible)
{
  var me = document.getElementById('health_calc')
  var jdeductible = document.getElementById('deductible').value
  var jage = document.getElementById('age').value
  var jpeople = document.getElementById('people').value
  
  if(checkDeductible == 1){
    if( jdeductible < 16 || (jdeductible >= 22 && jdeductible <= 24) ){ // CMM, PPO and HSA Plans
      non_hmo(me)
	  me.age.selectedIndex = jage
	  me.people.selectedIndex = jpeople
	}
    else if(jdeductible == 20){ // Value Blue PPO
      non_hmo(me)
   	  me.age.selectedIndex = jage
	  me.people.selectedIndex = jpeople
    }
    else if(jdeductible == 21){ // Young Member PPO
      young_ppo(me)
   	  me.age.selectedIndex = jage
	  me.people.selectedIndex = jpeople      
    }
    else{ // Medigaps
      medigap(me)
	  me.age.selectedIndex = jage
	  me.people.selectedIndex = jpeople
	}
  }

// PPO #2 w/o prescription 
  if(jdeductible == 8){
    if(jage == 0){ // under 35
	  if(jpeople == 0){
	    me.pref.value = "$415.15"  // one person preferred rate
		me.std.value = "$518.93"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$996.35"  // two person preferred rate
		me.std.value = "$1245.43"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1245.44"  // family preferred rate
        me.std.value = "$1556.80"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 1){ // 35-39
	  if(jpeople == 0){
	    me.pref.value = "$460.78"  // one person preferred rate
		me.std.value = "$575.99"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1105.87"  // two person preferred rate
		me.std.value = "$1382.39"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1382.35"  // family preferred rate
        me.std.value = "$1727.98"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 2){ // 40-49
	  if(jpeople == 0){
	    me.pref.value = "$556.18"  // one person preferred rate
		me.std.value = "$695.22"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1334.82"  // two person preferred rate
		me.std.value = "$1668.53"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1668.54"  // family preferred rate
        me.std.value = "$1934.51"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 3){ // 50-54
	  if(jpeople == 0){
	    me.pref.value = "$693.23"  // one person preferred rate
		me.std.value = "$866.52"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1663.76"  // two person preferred rate
		me.std.value = "$1931.81"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1931.86"  // family preferred rate
        me.std.value = "$1999.98"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else{ // 55-64
	  if(jpeople == 0){
	    me.pref.value = "$892.40"  // one person preferred rate
		me.std.value = "$1115.47"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1959.65"  // two person preferred rate
		me.std.value = "$1999.98"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1999.98"  // family preferred rate
        me.std.value = "$1999.98"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
  }
// PPO #2 w/ prescription 
  else if(jdeductible == 9){
    if(jage == 0){ // under 35
	  if(jpeople == 0){
	    me.pref.value = "$502.89"  // one person preferred rate
		me.std.value = "$606.67"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1206.92"  // two person preferred rate
		me.std.value = "$1456.00"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1508.65"  // family preferred rate
        me.std.value = "$1820.01"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 1){ // 35-39
	  if(jpeople == 0){
	    me.pref.value = "$558.17"  // one person preferred rate
		me.std.value = "$673.38"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1339.6"  // two person preferred rate
		me.std.value = "$1616.12"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1674.51"  // family preferred rate
        me.std.value = "$2020.14"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 2){ // 40-49
	  if(jpeople == 0){
	    me.pref.value = "$673.73"  // one person preferred rate
		me.std.value = "$812.77"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1616.93"  // two person preferred rate
		me.std.value = "$1950.64"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$2021.18"  // family preferred rate
        me.std.value = "$2287.15"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 3){ // 50-54
	  if(jpeople == 0){
	    me.pref.value = "$839.74"  // one person preferred rate
		me.std.value = "$1013.03"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$2015.38"  // two person preferred rate
		me.std.value = "$2283.43"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$2371.39"  // family preferred rate
        me.std.value = "$2439.51"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else{ // 55-64
	  if(jpeople == 0){
	    me.pref.value = "$1081.00"  // one person preferred rate
		me.std.value = "$1304.07"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$2412.29"  // two person preferred rate
		me.std.value = "$2452.62"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$2565.79"  // family preferred rate
        me.std.value = "$2565.79"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
  }  
// PPO #3 w/o prescription 
  else if(jdeductible == 10){
    if(jage == 0){ // under 35
	  if(jpeople == 0){
	    me.pref.value = "$364.55"  // one person preferred rate
		me.std.value = "$455.68"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$874.91"  // two person preferred rate
		me.std.value = "$1093.64"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1093.63"  // family preferred rate
        me.std.value = "$1367.04"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 1){ // 35-39
	  if(jpeople == 0){
	    me.pref.value = "$404.62"  // one person preferred rate
		me.std.value = "$505.79"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$971.08"  // two person preferred rate
		me.std.value = "$1213.89"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1213.86"  // family preferred rate
        me.std.value = "$1517.36"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 2){ // 40-49
	  if(jpeople == 0){
	    me.pref.value = "$488.38"  // one person preferred rate
		me.std.value = "$610.48"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1172.12"  // two person preferred rate
		me.std.value = "$1465.16"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1465.15"  // family preferred rate
        me.std.value = "$1821.71"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 3){ // 50-54
	  if(jpeople == 0){
	    me.pref.value = "$608.74"  // one person preferred rate
		me.std.value = "$760.89"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1460.97"  // two person preferred rate
		me.std.value = "$1819.33"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1819.38"  // family preferred rate
        me.std.value = "$1999.98"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else{ // 55-64
	  if(jpeople == 0){
	    me.pref.value = "$783.62"  // one person preferred rate
		me.std.value = "$979.50"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1843.82"  // two person preferred rate
		me.std.value = "$1999.98"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1999.98"  // family preferred rate
        me.std.value = "$1999.98"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
  }  
// PPO #3 w/ prescription 
  else if(jdeductible == 11){
    if(jage == 0){ // under 35
	  if(jpeople == 0){
	    me.pref.value = "$452.29"  // one person preferred rate
		me.std.value = "$543.42"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1085.48"  // two person preferred rate
		me.std.value = "$1304.21"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1356.84"  // family preferred rate
        me.std.value = "$1630.25"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 1){ // 35-39
	  if(jpeople == 0){
	    me.pref.value = "$502.01"  // one person preferred rate
		me.std.value = "$603.18"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1204.81"  // two person preferred rate
		me.std.value = "$1447.62"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1506.02"  // family preferred rate
        me.std.value = "$1809.52"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 2){ // 40-49
	  if(jpeople == 0){
	    me.pref.value = "$605.93"  // one person preferred rate
		me.std.value = "$728.03"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1454.23"  // two person preferred rate
		me.std.value = "$1747.27"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1817.79"  // family preferred rate
        me.std.value = "$2174.35"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 3){ // 50-54
	  if(jpeople == 0){
	    me.pref.value = "$755.25"  // one person preferred rate
		me.std.value = "$907.40"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1812.59"  // two person preferred rate
		me.std.value = "$2170.95"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$2258.91"  // family preferred rate
        me.std.value = "$2439.51"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else{ // 55-64
	  if(jpeople == 0){
	    me.pref.value = "$972.22"  // one person preferred rate
		me.std.value = "$1168.10"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$2296.46"  // two person preferred rate
		me.std.value = "$2452.62"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$2565.79"  // family preferred rate
        me.std.value = "$2565.79"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
  }  
// PPO #4 w/o prescription 
  else if(jdeductible == 12){
    if(jage == 0){ // under 35
	  if(jpeople == 0){
	    me.pref.value = "$337.99"  // one person preferred rate
		me.std.value = "$422.49"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$811.18"  // two person preferred rate
		me.std.value = "$1013.97"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1013.95"  // family preferred rate
        me.std.value = "$1267.44"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 1){ // 35-39
	  if(jpeople == 0){
	    me.pref.value = "$375.14"  // one person preferred rate
		me.std.value = "$468.94"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$900.36"  // two person preferred rate
		me.std.value = "$1125.48"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1125.41"  // family preferred rate
        me.std.value = "$1406.80"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 2){ // 40-49
	  if(jpeople == 0){
	    me.pref.value = "$452.81"  // one person preferred rate
		me.std.value = "$566.01"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1086.75"  // two person preferred rate
		me.std.value = "$1358.44"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1358.4"  // family preferred rate
        me.std.value = "$1698.00"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 3){ // 50-54
	  if(jpeople == 0){
	    me.pref.value = "$564.39"  // one person preferred rate
		me.std.value = "$705.47"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1354.56"  // two person preferred rate
		me.std.value = "$1693.14"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1693.14"  // family preferred rate
        me.std.value = "$1950.37"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else{ // 55-64
	  if(jpeople == 0){
	    me.pref.value = "$726.54"  // one person preferred rate
		me.std.value = "$908.15"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1743.71"  // two person preferred rate
		me.std.value = "$1978.78"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1978.77"  // family preferred rate
        me.std.value = "$1999.98"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
  }
// PPO #4 w/ prescription 
  else if(jdeductible == 13){
    if(jage == 0){ // under 35
	  if(jpeople == 0){
	    me.pref.value = "$425.73"  // one person preferred rate
		me.std.value = "$510.23"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1021.75"  // two person preferred rate
		me.std.value = "$1224.54"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1277.16"  // family preferred rate
        me.std.value = "$1530.65"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 1){ // 35-39
	  if(jpeople == 0){
	    me.pref.value = "$472.53"  // one person preferred rate
		me.std.value = "$566.33"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1134.09"  // two person preferred rate
		me.std.value = "$1359.21"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1417.57"  // family preferred rate
        me.std.value = "$1698.96"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 2){ // 40-49
	  if(jpeople == 0){
	    me.pref.value = "$570.36"  // one person preferred rate
		me.std.value = "$683.56"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1368.86"  // two person preferred rate
		me.std.value = "$1640.55"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1711.04"  // family preferred rate
        me.std.value = "$2050.64"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 3){ // 50-54
	  if(jpeople == 0){
	    me.pref.value = "$710.9"  // one person preferred rate
		me.std.value = "$851.98"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1706.18"  // two person preferred rate
		me.std.value = "$2044.76"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$2132.67"  // family preferred rate
        me.std.value = "$2389.90"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else{ // 55-64
	  if(jpeople == 0){
	    me.pref.value = "$915.14"  // one person preferred rate
		me.std.value = "$1096.75"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$2196.35"  // two person preferred rate
		me.std.value = "$2431.42"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$2544.58"  // family preferred rate
        me.std.value = "$2565.79"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
  }
// PPO #11 w/o prescription 
  else if(jdeductible == 14){
    if(jage == 0){ // under 35
	  if(jpeople == 0){
	    me.pref.value = "$282.16"  // one person preferred rate
		me.std.value = "$352.70"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$677.14"  // two person preferred rate
		me.std.value = "$846.42"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$846.49"  // family preferred rate
        me.std.value = "$1058.11"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 1){ // 35-39
	  if(jpeople == 0){
	    me.pref.value = "$313.18"  // one person preferred rate
		me.std.value = "$391.49"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$751.58"  // two person preferred rate
		me.std.value = "$939.50"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$939.55"  // family preferred rate
        me.std.value = "$1174.46"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 2){ // 40-49
	  if(jpeople == 0){
	    me.pref.value = "$378.01"  // one person preferred rate
		me.std.value = "$472.52"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$907.17"  // two person preferred rate
		me.std.value = "$1133.97"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1134.05"  // family preferred rate
        me.std.value = "$1417.56"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 3){ // 50-54
	  if(jpeople == 0){
	    me.pref.value = "$471.17"  // one person preferred rate
		me.std.value = "$588.93"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1130.72"  // two person preferred rate
		me.std.value = "$1413.35"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1413.51"  // family preferred rate
        me.std.value = "$1766.83"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else{ // 55-64
	  if(jpeople == 0){
	    me.pref.value = "$606.53"  // one person preferred rate
		me.std.value = "$758.14"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1455.57"  // two person preferred rate
		me.std.value = "$1818.35"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1818.43"  // family preferred rate
        me.std.value = "$1999.98"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
  }
// PPO #11 w/ prescription 
  else if(jdeductible == 15){
    if(jage == 0){ // under 35
	  if(jpeople == 0){
	    me.pref.value = "$369.90"  // one person preferred rate
		me.std.value = "$440.44"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$887.71"  // two person preferred rate
		me.std.value = "$1056.99"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1109.70"  // family preferred rate
        me.std.value = "$1321.32"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 1){ // 35-39
	  if(jpeople == 0){
	    me.pref.value = "$410.57"  // one person preferred rate
		me.std.value = "$488.88"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$985.31"  // two person preferred rate
		me.std.value = "$1173.23"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1231.71"  // family preferred rate
        me.std.value = "$1466.62"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 2){ // 40-49
	  if(jpeople == 0){
	    me.pref.value = "$495.56"  // one person preferred rate
		me.std.value = "$590.07"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1189.28"  // two person preferred rate
		me.std.value = "$1416.08"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1486.69"  // family preferred rate
        me.std.value = "$1770.20"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 3){ // 50-54
	  if(jpeople == 0){
	    me.pref.value = "$617.68"  // one person preferred rate
		me.std.value = "$735.44"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1482.34"  // two person preferred rate
		me.std.value = "$1764.97"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1853.04"  // family preferred rate
        me.std.value = "$2206.36"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else{ // 55-64
	  if(jpeople == 0){
	    me.pref.value = "$795.13"  // one person preferred rate
		me.std.value = "$946.74"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1908.21"  // two person preferred rate
		me.std.value = "$2270.99"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$2384.24"  // family preferred rate
        me.std.value = "$2565.79"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
  }
  else if(jdeductible == 22){ // HSA CMM-PPO $1000 (renamed to Low)
    if(jage == 0){ // under 35
	  if(jpeople == 0){
	    me.pref.value = "$226.79"  // one person preferred rate
		me.std.value = "$283.49"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$544.27"  // two person preferred rate
		me.std.value = "$680.34"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$680.32"  // family preferred rate
        me.std.value = "$850.41"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 1){ // 35-39
	  if(jpeople == 0){
	    me.pref.value = "$251.71"  // one person preferred rate
		me.std.value = "$314.66"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$604.10"  // two person preferred rate
		me.std.value = "$755.14"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$755.11"  // family preferred rate
        me.std.value = "$943.91"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 2){ // 40-49
	  if(jpeople == 0){
	    me.pref.value = "$303.83"  // one person preferred rate
		me.std.value = "$379.79"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$729.16"  // two person preferred rate
		me.std.value = "$911.46"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$911.44"  // family preferred rate
        me.std.value = "$1139.31"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 3){ // 50-54
	  if(jpeople == 0){
	    me.pref.value = "$378.70"  // one person preferred rate
		me.std.value = "$473.36"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$908.85"  // two person preferred rate
		me.std.value = "$1136.03"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1136.05"  // family preferred rate
        me.std.value = "$1420.01"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else{ // 55-64
	  if(jpeople == 0){
	    me.pref.value = "$487.51"  // one person preferred rate
		me.std.value = "$609.37"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1169.95"  // two person preferred rate
		me.std.value = "$1462.42"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1462.42"  // family preferred rate
        me.std.value = "$1757.92"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
  }
  else if(jdeductible == 23){ // HSA CMM-PPO $2500 (Renamed to High)
    if(jage == 0){ // under 35
	  if(jpeople == 0){
	    me.pref.value = "$194.07"  // one person preferred rate
		me.std.value = "$242.60"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$465.79"  // two person preferred rate
		me.std.value = "$582.24"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$582.22"  // family preferred rate
        me.std.value = "$727.78"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 1){ // 35-39
	  if(jpeople == 0){
	    me.pref.value = "$215.41"  // one person preferred rate
		me.std.value = "$269.26"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$516.99"  // two person preferred rate
		me.std.value = "$646.26"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$646.22"  // family preferred rate
        me.std.value = "$807.81"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 2){ // 40-49
	  if(jpeople == 0){
	    me.pref.value = "$260.00"  // one person preferred rate
		me.std.value = "$325.00"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$624.02"  // two person preferred rate
		me.std.value = "$780.03"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$780.01"  // family preferred rate
        me.std.value = "$975.01"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 3){ // 50-54
	  if(jpeople == 0){
	    me.pref.value = "$324.08"  // one person preferred rate
		me.std.value = "$405.08"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$777.80"  // two person preferred rate
		me.std.value = "$972.22"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$972.23"  // family preferred rate
        me.std.value = "$1215.24"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else{ // 55-64
	  if(jpeople == 0){
	    me.pref.value = "$417.18"  // one person preferred rate
		me.std.value = "$521.46"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$1001.25"  // two person preferred rate
		me.std.value = "$1251.55"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1251.54"  // family preferred rate
        me.std.value = "$1564.40"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
  }
  else if(jdeductible == 24){ // HSA Blue Value Option PPO $2000
    if(jage == 0){ // under 35
	  if(jpeople == 0){
	    me.pref.value = "$148.90"  // one person preferred rate
		me.std.value = "$186.13"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$357.37"  // two person preferred rate
		me.std.value = "$446.71"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$446.82"  // family preferred rate
        me.std.value = "$558.52"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 1){ // 35-39
	  if(jpeople == 0){
	    me.pref.value = "$165.27"  // one person preferred rate
		me.std.value = "$206.59"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$396.66"  // two person preferred rate
		me.std.value = "$495.84"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$495.93"  // family preferred rate
        me.std.value = "$619.94"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 2){ // 40-49
	  if(jpeople == 0){
	    me.pref.value = "$199.49"  // one person preferred rate
		me.std.value = "$249.36"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$478.78"  // two person preferred rate
		me.std.value = "$598.47"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$598.60"  // family preferred rate
        me.std.value = "$748.25"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 3){ // 50-54
	  if(jpeople == 0){
	    me.pref.value = "$248.64"  // one person preferred rate
		me.std.value = "$310.80"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$596.76"  // two person preferred rate
		me.std.value = "$745.92"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$746.12"  // family preferred rate
        me.std.value = "$932.61"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else{ // 55-64
	  if(jpeople == 0){
	    me.pref.value = "$320.08"  // one person preferred rate
		me.std.value = "$400.09"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$768.21"  // two person preferred rate
		me.std.value = "$960.23"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$960.47"  // family preferred rate
        me.std.value = "$1200.56"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
  }
// Value Blue PPO
  else if(jdeductible == 20){
    if(jage == 0){ // under 35
	  if(jpeople == 0){
	    me.pref.value = "$174.77"  // one person preferred rate
		me.std.value = "$206.26"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$419.49"  // two person preferred rate
		me.std.value = "$495.06"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$524.36"  // family preferred rate
        me.std.value = "$618.82"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 1){ // 35-39
	  if(jpeople == 0){
	    me.pref.value = "$194.00"  // one person preferred rate
		me.std.value = "$228.95"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$465.60"  // two person preferred rate
		me.std.value = "$549.48"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$582.01"  // family preferred rate
        me.std.value = "$686.87"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 2){ // 40-49
	  if(jpeople == 0){
	    me.pref.value = "$234.15"  // one person preferred rate
		me.std.value = "$276.34"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$562.00"  // two person preferred rate
		me.std.value = "$663.23"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$702.50"  // family preferred rate
        me.std.value = "$829.05"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else if(jage == 3){ // 50-54
	  if(jpeople == 0){
	    me.pref.value = "$291.85"  // one person preferred rate
		me.std.value = "$344.41"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$700.50"  // two person preferred rate
		me.std.value = "$826.64"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$875.61"  // family preferred rate
        me.std.value = "$1033.31"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
	else{ // 55-64
	  if(jpeople == 0){
	    me.pref.value = "$375.70"  // one person preferred rate
		me.std.value = "$443.38"   // one person standard rate
	  }
	  else if(jpeople == 1){
	    me.pref.value = "$901.74"  // two person preferred rate
		me.std.value = "$1064.15"   // two person standard rate
	  }
	  else if(jpeople == 2){
	    me.pref.value = "$1127.16"  // family preferred rate
        me.std.value = "$1330.19"   // family standard rate
	  }
	  else if(jpeople == -1){
	    me.pref.value = " "
		me.std.value = " "
	  }
	}
  }
// Young Member Blue PPO
  else if(jdeductible == 21){
    me.pref.value = "$46.81"
    me.std.value = "$58.50"
  }
// Medigap
  else if(jdeductible == 17){ // Plan A
    me.pref.value = "$35.24/mo."
	me.std.value = "N/A"
  }
  else if(jdeductible == 18){ // Plan C
    me.pref.value = "$107.09/mo."
	me.std.value = "N/A"
  }
// otherwise error condition
  else{
    me.pref.value = "ERROR"
	me.std.value = "ERROR"
  }
}  // end function compute

function non_hmo(inForm)
{
   formOptions = new Array("One Person", "Two Person", "Family", "F-Rider", " ")

   var option0 = new Option("One Person", 0)
   var option1 = new Option("Two Person", 1)
   var option2 = new Option("Family", 2)
   var option3 = new Option("F-Rider", 3)
   var option4 = new Option(" ", -1)

   for (var i=0; i < 5; i++) {
      eval("inForm.people.options[i]=option" + i)
      if (i==0) {
         inForm.people.options[i].selected=true
      }
   }
   
   formOptions = new Array("Under 35", "35-39", "40-49", "50-54", "55-64")
   
   var option0 = new Option("Under 35", 0)
   var option1 = new Option("35-39", 1)
   var option2 = new Option("40-49", 2)
   var option3 = new Option("50-54", 3)
   var option4 = new Option("55-64", 4)
   for (var i=0; i < 5; i++) {
     eval("inForm.age.options[i]=option" + i)
     if (i==0) {
       inForm.age.options[i].selected=true
     }
   }
} // end function non_hmo

function medigap(inForm)
{  
   formOptions = new Array("N/A")
   
   var option0 = new Option("N/A", 0)
   var option1 = new Option(" ", 1)
   var option2 = new Option(" ", 2)
   var option3 = new Option(" ", 3)
   var option4 = new Option(" ", 4)

   for (var i=0; i < 5; i++) {
      eval("inForm.people.options[i]=option" + i)
      if (i==0) {
         inForm.people.options[i].selected=true
      }
   }

 
   formOptions = new Array("N/A")
   
   var option0 = new Option("N/A", 0)
   var option1 = new Option(" ", 1)
   var option2 = new Option(" ", 2)
   var option3 = new Option(" ", 3)
   var option4 = new Option(" ", 4)

   for (var i=0; i < 5; i++) {
     eval("inForm.age.options[i]=option" + i)
     if (i==0) {
       inForm.age.options[i].selected=true
     }
   }
} // end function medigap

function young_ppo(inForm)
{  
   formOptions = new Array("N/A")
   
   var option0 = new Option("One Person", 0)
   var option1 = new Option(" ", 1)
   var option2 = new Option(" ", 2)
   var option3 = new Option(" ", 3)
   var option4 = new Option(" ", 4)

   for (var i=0; i < 5; i++) {
      eval("inForm.people.options[i]=option" + i)
      if (i==0) {
         inForm.people.options[i].selected=true
      }
   }

 
   formOptions = new Array("N/A")
   
   var option0 = new Option("Under 30 Only", 0)
   var option1 = new Option(" ", 1)
   var option2 = new Option(" ", 2)
   var option3 = new Option(" ", 3)
   var option4 = new Option(" ", 4)

   for (var i=0; i < 5; i++) {
     eval("inForm.age.options[i]=option" + i)
     if (i==0) {
       inForm.age.options[i].selected=true
     }
   }
} // end function young_ppo