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Blue Value Option PPO 2000 •   Benefit Chart •   Eligibility Requirements •   How To Apply For Coverage •   Premium Rates •   Preexisting Condition Waiting Period

Blue Value Options PPO 2000

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The HSA Blue Value Options PPO 2000 plan is designed for individuals and families who want coverage for major health care services only. HSA Blue Value Options PPO has a $2,000 deductible for an individual or $4,000 per family. Once your full deductible is met, BCBSM pays 70% of your covered benefits for general services in-network and you pay the remaining 30% as your coinsurance. There is an additional 20% coinsurance required for out-of-network services. The maximum you'll pay in coinsurances for general services in-network is $3,000 per member or $6,000 per family per calendar year. At that point, the plan pays 100% of your covered benefits for general in-network services for the remainder of that calendar year.

Preventative services are covered 100% with no deductible, coinsurance or copayment requirement. The HSA Blue Value Options PPO plan does not cover office visits.

Blue Preferred PPO network

When you belong to our HSA Blue Value Options PPO 2000 plan, you'll have an entire network of more than 16,000 Blue Preferred Provider Organization (PPO) physicians and more than 140 hospitals in Michigan available to you to get the best benefits at the best price. The network also extends nationwide for those who travel out of state. Most services are also covered if you choose to use a provider who is not in the PPO network, however, you will be responsible for higher coinsurances, and some services may not be covered.