Eligibility requirements

To qualify for coverage, you must meet all of the following criteria:

Be a Farm Bureau member.
Be a full-time Michigan resident and live in a Blue Care Network HMO service area.
You do not have Medicare, Medicaid, group or any other coverage.
Have not had prior Farm Bureau sponsored BCN health coverage that canceled within the past year.
Family members must be on the same BCN contract.

Eligible dependents

Applicants to the Blue Care Network HMO plan are eligible for spouse and dependent coverage. Dependent children are covered through the end of the calendar year in which they turn 19 years of age if, and as long as, the subscriber continues to be covered under this plan and both of the following requirements are met:

They are related to you by birth, marriage, legal adoption or legal guardianship.
They are unmarried.

Coverage for dependent children may be extended beyond the end of the calendar year in which they turn 19 years of age if, and as long as, the subscriber continues to be covered under this plan and all of the following requirements are met:

They are related to you by birth, marriage, legal adoption or legal guardianship.
They are between 19 and 25 years of age.
They are unmarried.
They live with you (unless they reside somewhere else temporarily, as in the case of college students).
They receive more than half of their support from you.
They are full-time students for at least five months of the year or have a gross income of less than four times the personal exemption amount identified by the current IRS Code.